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Personal Loans

Your plans,
backed by us

Flexible borrowing options for the moments that matter.
Parent and child smiling together

Your dreams,
backed by us

No matter your needs, Summerland Bank offers a range of flexible and low-interest loan options designed to help you reach your potential.

General purpose personal loan

Flexible funding for the plans and purchases in front of you.

11.24% p.a. | 13.52% p.a.Apply now

Car loan

A straightforward way to finance your next vehicle.

7.24% p.a. | 7.90% p.a.Apply now

Equity plus personal loan

Use the value in your home to access a reduced rate.

8.44% p.a. | 9.04% p.a.Apply now

Eco personal loan

A lower-rate option for more sustainable purchases.

7.34% p.a. | 7.52% p.a.Apply now

Why Choose
Summerland Bank
Bank?

We believe in a local and personalised kind of banking, one with your best interests at heart.

Fast loan approval

With pre-approval and a fast track option available, you can make purchasing decisions quickly and with certainty.

Tailored repayment options

Create a repayment schedule that works for you and allows you to make additional repayments when needed.

No hidden fees

Enjoy the benefits of a loan that helps you get where you’re going, faster.

No deposit required

Choose a loan structure designed to give you access without unnecessary upfront costs.

Consolidation made easy

If you’re juggling multiple loans, we can help simplify your finances with one manageable payment.

Online and digital banking

Access your account and manage your loan online whenever it suits you.

How we can
help

Our team is here to make banking easier to understand and easier to use.

Accessibility features

We have a range of dedicated assistance options and clear ways to get the support you need.

Interpreter services

Our team can help connect you with support that makes communication easier.

A whole-picture approach

We consider your circumstances and take time to listen before offering guidance.

Support for concession holders

Ask our local team about available options and assistance.

Hardship support

If circumstances change, we can help you explore next steps.

Ready to get
started?

If you’re ready for a braver kind of banking, here are three ways to get started with Summerland Bank.

Apply online

Get started online with your ID and a quick check of your details.

Apply now

Contact us

Helpful customer service from our local team.

Click here

Visit a branch

Find your closest branch and our friendly team will be ready to help.

Branches

Schedule a free
call back

Choose a time that works for you and our local team will give you a call.

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